The reward for saving your money is being able to pay your taxes without borrowing.
Before borrowing money from a friend, decide which you need more.
Everytime you lend money to a friend you damage his memory.
Always strive to live within your income, even if you have to borrow to do so.
A lifelong friend is someone you haven't borrowed money from yet.
Friends last longer the less they are used.
Some people think a cigarette is not harmful if they borrow it from someone else.
An acquaintance is a person you know well enough to borrow from, but not well enough to lend to.
Many public speakers can talk for hours without any notes -- or knowledge.
Some people can stay longer in an hour than others can in a week.